Debt advisory

Amber Lion’s debt advisory services will be provided by their strategic partnership with award-winning Arc & Co., a specialist debt advisory with headquarters in Mayfair, London. Arc & Co.’s divisions provide specialist advice on real estate, marine and aviation assets. Arc & Co. Structured Finance advises on debt and equity packages on all sizes of residential development, commercial development and long-term income producing assets. Arc & Co. Private Finance has an unrivalled record advising on mortgages for residential and investment real estate purposes and finance for Superyachts and Business aircrafts for both UK and International clients.

Arc &Co. are proud to be a three-time winner of the Business Moneyfacts’ Development Finance Advisor of the Year award in 2017, 2018 and 2019. They have a highly motivated team of specialist consultants to ensure that they are able to offer their clients the highest level of knowledge and expertise. Arc & C.’s tried-and-tested ways of working have made it possible to offer tailored solutions to each client, even as global markets have become more volatile.

So, whether you are looking for commercial finance, development finance, residential mortgages, marine or aviation finance, Arc & Co. have the right specialist team to advise and assist you every step of the way.

Commercial

Arc & Co.’s commercial team has an in-depth knowledge of structuring both short and long-term commercial solutions for income and non-income producing commercial assets.

Types of property

Retail
Hotels
Offices
Industrial
Ground Rents
Retirement Living
Student
Logistics

Types of funding

Senior/Institutional Debt
Mezzanine Debt
Equity
Joint Venture
Bridge Finance

Residential

Arc & Co. provide a very personable approach to their advisory services. They help structure the deal that add value and tax efficiency. Their experts are well versed in dealing with trusts and offshore ownership structures.

Arc & Co.’s consultants have long-term relationships with leading global financial institutions and are able to offer specialist advice in three key areas.

1. Residential Property

Whether you are a first-time buyer, home mover or are looking to re-mortgage, their residential advisors can help you to secure the right mortgage by guiding you through what can often be a complicated, confusing and drawn out application process.

2. Investment Property

Arc & Co. can advise on the best financing structure for your needs. Their specialist advisors can help with every part of the process, whether you are looking for long-term returns, to obtain a monthly income from a yield or for a long-term gain from capital growth.

3. International Buyers

The mortgage market for international clients is very different from what is on offer in the UK. Arc & Co.’s advisors have the necessary expertise in many developing markets and that speak to lenders around the world, including Europe, Asia, the Americas, Middle East and Africa. They work with specialist lenders that understand the local property market and different ownership structures, therefore able to help you navigate the potential risks and be fully prepared to deal with any lending institution.

Development

Arc & Co. has built up a strong reputation in advising and structuring the correct debt package for their clients. It’s because of this that over 75% of their business each year comes from repeat clients. With projects ranging from single property renovations to large ground up multi-unit schemes, the finance package and associated terms can determine the success or failure of a development project. The key to Arc & Co.’s success is understanding their client’s long-term business plan so that we can structure and recommend a financing package that is relevant to the current project but also to their future projects.

Property types

Residential
Offices
Hotels
Industrial
Retail
Student Housing
Retirement Living

Types of funding

Senior Debt
Stretched Senior
Mezzanine Debt
Equity
Joint Venture
Bridge Finance

Aviation

The Aviation sector has a number of great lenders to choose from. In addition, business jets are regarded as global assets that can be relocated into different countries as markets change. Arc & Co. work closely with more than 50 active lenders – which consist of private banks, aviation-specific funding companies and export credit funding – to ensure they are always able to offer the best solution. They offer term loans, operating leases, finance leases, progress payment financing, non-recourse loans or, of course, re-financing, as well as variants of these solutions that provide the following benefits:

Loan-to-values up to 100%
Loan terms up to 10 years

Marine

Arc & Co. entered the marine sector in 2008. The ever-increasing bank regulation and compliance coupled with the fact that many lenders have closed the door on finance for superyachts mean that working with a knowledgeable specialist will often make the difference between securing financing or not.

For Arc & Co.’s clients, it is not a question of ‘needing’ to finance the purchase of their superyacht, but entirely the understanding that through borrowing they are able to allocate their capital elsewhere and make significant returns. Arc & Co. look to make the right financing solution available for their clients and keep their objectives at the forefront of every stage in the process.

The market currently offers: